FIND and APPLY for Federal Grants. The U.S. Department of Health and Human Services is proud to be the managing partner for Grants.gov, an initiative that is having an unparalleled impact on the grant community.

Free Home Repair Grants and Loans:-

Government grants in the United States offer a helping hand to needy citizens in various cases. Home repair grants are aids that are provided to home owners in case their homes have been damaged due to some natural calamity, or in cases where they need funds for renovating the property. These grants are valuable for those individuals who don't have large funds for repairing or improving their homes. Since these government grants are not required to be paid back, they can be used by citizens in times of need. The US Department of Housing and Urban development and FEMA (Federal Emergency Management Agency) caters to various needs of homeowners for providing them with benefits of home improvement or home renovation or repair grants,HUD grants for single mother and disabled veterans,window replacement grants.The process of improving a real estate usually tends to be very expensive. Though this process is expensive, sometimes it is extremely essential for maintenance. First time home buying grants and home improvement grants and loans are financial aids extended to people to buy a new house for them or to renovate their personal real estate, like their homes, farms,and beach houses.....


Government Grants for First-time Home Buyers

A home is not just an investment but a personal joy and a stronghold that brings a sense of security to you and your family. Buying a home remains a dream for many, who fail to gather enough finances for the same. In these times of economic uncertainty, it has become even more imperative that one saves as much as possible in the purchase process.
Taking out a mortgage for the purchase of your first home can be a daunting challenge due to the high down payment involved and also the taxing interest rates. This is one problem where a government grant can help you out. There are various types of government grants and loans for home buyers. This includes the American Dream Down payment Initiative, which was introduced in 2003. Apart from the grant programs of the U.S. Department of Housing and Urban Development (HUD), you may also apply for programs initiated by the states, local authorities and organizations to help home buyers in their territory.
Quick Facts About Government Grants
There are various types of grants which can help people looking to purchase their new home. Though most programs have been developed by HUD, the department does not allot these grants directly.The following are some basic facts about government grants for first time home buyers.
1. To begin with, one has to know that these grants are not loans, but government assistance for the development of the community in general.
2. No such grant program will provide you with 100% finance assistance for buying a house. In other words, none of these programs will offer you 100% cost of the house. In fact, most of these first time home buyer grants cover only less than 10% of the cost of the house.
3. It is mandatory to attend the HUD-approved housing counselling class, so as to qualify for grants offered by these programs.



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Tuesday, 23 June 2015

First Time Home Buyer Grants For Disabled Single Moms-Apply Free Housing Grants

First Time Home Buyer Grants For Disabled Single Moms-Apply Free Housing Grants


Disabled moms having dependent children face tough economic situations due to their restricted income and invalidity. Hence, paying for home purchase or compensating for the rents seems to be unaffordable. This leads to eviction, foreclosure, and homelessness. To prevent these, the government, charities, non-profits, states, and communities furnish grants and aid programs to help them dwell in safe, secure and affordable homes.
There is plethora of housing grant programs for disabled moms that offer cash assistance, help with paying rents, home purchasing and averting evictions. Make a careful selection of the best option and apply today for a new shelter.
List of Housing Grants that Disabled Moms Can Apply
HUD Housing Choice Vouchers Program
First Time Home Buyer Grants For Disabled Single MomsSingle mothers with disability can seek help from HCVP, administered by HUD, for private housing. The houses might include apartments, townhouses and single-family houses in decent and hygienic ambiance. The funds are allocated by local Public Housing Agencies for the houses chosen by disabled moms, provided they meet the set housing standards like safety and health requirements.
The funds are first allocated by HUD to the PHAs. Moms need to pay 30% of their total household income and remaining amount is paid by the government. The fund to be paid is decided as per the family size and income of the applicant.
USDA Rural Development
The U.S. Department of Agriculture Single Family Housing Program offers loans and grant programs that can help disabled moms to secure affordable homes for their family. The programs support low income earning families with facilities like housing, home repair and improvement and removal of safety hazards. Almost every state has rural development offices.
Family Unification Program
Disabled mothers with meager income levels find it tough to pay rents, leading to eviction and homelessness. To support such families or individuals, HUD offers the Family Unification Program that pays up to 10% of gross income or 30% of adjusted income. A local housing authority first verifies about the income and eviction details.
Non-Profit Organization
Mercy Housing
Low-income families, disabled moms and senior citizens can avail housing assistance from Mercy Housing for affordable shelters, homes and apartments. The nonprofit organization is present in most states and cities and offer rental aid based on age, income and disability.
Fannie Mae Grant
Fannie Mae offers low-priced foreclosure properties and few homes with flexible mortgage terms and low down payment terms. Low-income families and disabled moms can apply for them for affordable shelter.
Habitat for Humanity
Single disabled mothers with restricted income can obtain affordable homes through Habitat for Humanity. Volunteers’ group build the homes of eligible applicants post which mothers pay a mortgage amount based on their financial level.
Besides, there are more housing programs that disabled moms can opt for-HOME Investment Partnerships Program, Federal Housing Association (FHA) Loans, Public Housing Program, Fair Housing Initiatives Program, Supportive Housing for Persons with Disabilities, Multifamily Projects, AmeriDream Inc. and others.  Start applying now for a secured roof for your family.


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Monday, 15 June 2015

Free Home Repair Grants For Veterans-Appply For Home Improvement Grant

Free Home Repair Grants For Veterans-Appply For Home Improvement Grant


Home repair services are an essential need for every household but it can be an expensive affair for low-income families with insufficient income level. Veterans or servicemen suffering from work-related disabilities or inadequate income or savings often find it tough to bear the home repair or modification costs. Approximately 4.3 million veterans have less than $20,000 combined income level hence, paying off home repair costs are a burden for them.
To extend help to the Veterans the federal government, states, private organizations and the military offer grants and funds that help cover up the home repair expenses and also make the dwelling unit more accessible to reside.
Home Repair Grants that Veterans Can Apply for
The National Department of Veterans Affairs: it offers home repair grants to Veterans who have once served the nation. VA offers three types of grants that meet the needs of remodeling, repairing, home modifications and restoration work.
Free Home Repair Grants Money For Veterans Specially Adapted Housing (SAH) Grant: the grant program assists in remodeling of house for retired Veterans and service members with work-related disabilities. A grant amount of $63,780 is offered for constructing a home that is customized as per the needs of the Veterans for a trouble-free and independent living like constructing wheelchair adaptive shelter.
Special Home Adaptation (SHA) Grant: Veterans and service members can modify and renovate the house with the SHA grants that offers up to $12,756 to eligible applicants. The grants enable in adapting an existing house as per the needs of the Veterans having specific service-related disabilities. Remodeling may include work like removing all barriers for ease in mobility.
Home Improvements and Structural Alterations (HISA) Grant: the HISA offers funds for any home repair or alteration work as required by the Veterans with job-related disability. The grant is offered to Veterans who are undergoing medical treatment and the restructuring or any alteration of the home, lavatory or sanitary system is necessary for the continuation and effective result of the treatment being administered to them. HISA grants $6,800 for service associated Veterans and $2,000 for non-service associated Veterans for the repair work that enables in better accessibility to the house. Eligible Veteran can avail either SAH or SHA grant with HISA.
The State Government: Veterans can also apply for the state home repair grants that offer up to $175 million each year through their 20 different housing grant programs. The funds are administered by the federal government that helps in renovating, repairing and constructing of houses for the Veterans. Each grant is awarded once in a fiscal year. 
Private Organizations: some recognized private organizations come forward to assist Veterans and offer funds for the needed home repair work. Injured Veterans during their service period may receive grant money worth $8,000 from Admiral Roy F. Hoffmann Foundation. HelpAmerica Foundation also offers home repair assistance. 
Rebuilding Together: the program offers Veterans and servicemen and women with repair and modification benefits for their homes. The grants program facilitates a safe and secure living standard for Veterans with low income.
If you’re a Veteran having home repair requirements then start applying now for a more accessible and secure home to live in.


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Thursday, 11 June 2015

Home Improvement Financial Assistance For Single Moms-Free Home Repair Grants

Home Improvement Financial Assistance For Single Moms-Free Home Repair Grants


Just purchasing a home for the family does not mean job accomplished; maintaining and up keeping it is equally important for a secure living. Single moms often face tight financial situations and have credit limits that restrict them from renovating, remodeling, weatherizing, upgrading or repairing the home for better living standards.
The federal government, state, counties, nonprofits, accredited organizations or companies provide with home improvement/repair grants to offer the required financial assistance to single moms that never has to be repaid. The home grants can be utilized for varied repair work like repairing roof, pipes, drainage system, stairs, modernizing a house, removing health hazards, repairing home from any damage caused by natural disaster, weatherization etc. Start applying now.
Government Home Improvement Financial Assistance
HUD: it offers many home repair grants to single moms residing in different states in US. The funds are allocated to local governments, non-profits and counties who disburse them among eligible candidates. Some important home repair programs are-Community Block Development Grants, Disaster Recovery Assistance, Section 108 Loan Guarantee Program, Neighborhood and Small Cities Stabilization Program, Insular Areas etc.
Home Improvement Financial Assistance For Single MomsUSDA: single mothers can avail home improvement grants like Housing Preservation Grants and Mutual Self-Help Housing Program from the USDA. The former grant funds for repairing of roofs, electrical wiring, waste disposal systems, heating systems and also bears the materials, labor and administrative costs. The later grant program requires grouping together of applicants for home construction work for minimum 40 hours a week.
Weatherization and energy up-gradation: the federal government offers grants for weatherization of houses, up-gradation for energy efficiency and saving on utility bills. These grant programs include-Low-Income Home Energy Assistance Program (LIHEAP) Grant, Weatherization Assistance Program, LIHEAP Crisis Program and Home Energy Assistance Program (HEAP)
Energy.gov: the US Department of Energy allocates funds to the states to help needy families with home repair work. Single mothers can avail the funds to improve their home's energy usage. The application process and eligibility criteria vary from state to state.
Home Improvement Assistance from Nonprofits
Non-profits and charities also offer home improvement assistance programs for home repairing and weatherization work. Some prominent nonprofits offering funds are-The National Fuel Funds Network, NeighborWorks, Salvation Family Emergency Services, Community Action Agencies. Even volunteer groups and churches offer funds to single mothers for remodeling of their homes. 
Home Improvement Assistance by Utility Companies
Single mothers can even ask for help from their utility companies for home repair, weatherization, up-gradation and bill payment. Utility companies have home energy audits, energy assistance programs, operation roundup, weatherization programs and varied payment plans. Utility companies have special grant programs sponsored by the government like up-gradation services, reduced home energy rates, cash aid in emergency situations. Single mothers can apply for these government grants too.
Single moms must contact the state or local housing department, community development institutions or local agencies to apply for the home repair financial assistance. Research about the grants and start applying for a safe and secure living.


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Monday, 8 June 2015

Home Energy Grants in Florida For Low Income Families-Apply Online

Home Energy Grants in Florida For Low Income Families-Apply Online

Florida disburses home energy grants to its low-income residents to offer home energy assistance, energy crisis support, weatherization help, assistance to enhance energy efficiency and up-gradation of energy appliances. Financially depressed families often face shortage of funds for modification of home energy systems or pay for energy bills that result in disconnection of services. 
The state hence has formulated home energy grant programs to facilitate low-income families. Applicants can contact the Florida Department of Community Affairs Division of Housing and Community Development or the local community action agency to apply. 
List of Energy Grants in Florida to Apply for
Low-Income Home Energy Assistance Program (LIHEAP)
Florida's LIHEAP provides aid to low-income families to offset the heating and cooling expenses. The grants are first allocated to non-profit agencies and local governments which are then given to eligible applicants. There are certain stated criteria to apply for the LIHEAP grants:
Need to be a resident of Florida
Demonstrate financial need to avail the grant
Home Energy Grants in Florida For Low Income Families Must have a stated annual household income 
If you are a receiver of Supplemental Nutrition Assistance Program (SNAP), Supplemental Security Income (SSI), Temporary Assistance for Needy Families (TANF) then you automatically qualify for LIHEAP
Can be applied three times in a year
Need to apply at the community agency of the town or country in which you reside
Need to submit the required documents like utility statements, identity proof and income proof
Emergency Home Energy Assistance for the Elderly Program (EHEAP)
EHEAP, funded by the federal government, aims to provide funds to low or below low-income senior citizens in Florida that covers up their due utility bills. A maximum amount of $600 is granted for eligible applicants in case of monetary crisis to prevent disconnection of utility services. However, the payments are done to the concerned utility companies directly. Certain essential points to take note of are:
60 years or older people with financial issues can receive help
Must have the stated income level
Need to present a due bill issued by utility company or a letter by the company stating to cut off service 
Financial grants for utility bills are offered during cooling (April-September) and heating (October-March) seasons
Eligible families receive one grant benefit per season
EHEAP in Florida also provides seniors with vouchers for purchasing portable heaters, fans, blankets and air conditioners
For eligibility, applicants should be approved by Senior Resource Alliance (SRA)
Weatherization Assistance Program (WAP)
In Florida WAP offers grant funds annually to financially crunched families, facilitating in upgrading home energy efficiency and reduction of bill amount. The program is funded by United States Department of Energy (DOE) to the local governments, non-profit agencies and community agencies who allocate them to eligible Florida residents. Important points to consider are:
The DOE stated income level of the household is an essential eligibility criterion
Preference for eligibility is given to senior citizens, disabled people, households having dependent children below 12 years and families facing high utility bills
Multiple benefits can be availed-energy efficiency needs for electrical system, electricity consuming appliances, complete building, heating, and cooling system, reduces energy bills and ensures all-round safety
Start applying today at the nearest community agency in Florida. Provide the essential documents and proofs to avail the best home energy grants for your house.


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Tuesday, 2 June 2015

How to Apply Free Window Replacement Grants For Low Income Families

How to Apply Free Window Replacement Grants For Low Income Families


Windows are an effective means of increasing home energy efficiency and hence needs to be replaced if it does not serve the purpose. Well equipped windows can save at least 10-20 percent of heating costs and makes your home comfortable to dwell in. Infiltrating cold air through the window edges, conduction of air through panes and chilly windowpanes curtail the heat, hence window replacement is important. However, the existing heating system also needs to be updated for effective functioning to save more on energy costs.
Financially depressed families, single mothers, disabled people, senior citizens, families with dependent kids and all others who fall in the low income bracket can apply for window replacement. Single or multifamily buildings can apply for the following types of window replacement:
Inert gas-filled windows
Double- and triple-pane windows
Coated windows
Free Window Replacement For Low Income Families
Government Assistance Programs
Weatherization Assistance Program
WAP offers low income families with grants to help them renovate their windows and update home energy efficiency. Sponsored by US Department of Energy (DOE), grant amount worth $5 billion is allocated to state and local governments that are later awarded to eligible applicants for weatherization of their homes. Contact the state weatherization agency for funds to replace your windows.
Self Help Homeownership Opportunity Program
Sponsored by HUD, it offers grant amount worth $15,000 to low income families who demonstrate serious monetary crisis. Low income home owners who are engaged in building their own houses can avail the grant of replacing their windows.
Assisted Housing Stability and Energy and Green Retrofit Program
The program too bestows grant programs to help needy families to upgrade their home energy efficiency and improve their appliances to reduce energy costs. Sponsored by HUD, the grant helps in replacement of windows for proper heating and cooling facilities. Applicants must submit application to HUD to apply for the grant.
Energy Star Incentive Program
The Federal government provides tax credits to those homeowners who use replacement for doors, skylight or windows which are Energy Start-qualified. The DOE and U.S. Environmental Protection Agency have initiated a cooperative program called Energy Star under which homeowners may avail up to $1,500 in tax credits. The initiative promotes more energy efficient homes by providing incentives in the form of tax savings for the homeowners who replace windows either through a contractor or DIY.
Utility Companies
Your local and state utility companies also offer assistance, discounts and subsidized rates for replacing of windows and for other utility needs. They offer grants and rebates for installing energy efficient windows in houses for reduction of energy costs. Contact your utility company for help.
Even non-profits, cities, counties and states furnish programs and loan options for replacing and installing of new windows. They also initiate programs for the up-gradation of your home energy system for a more comfy dwelling experience. Operation Roundup, Salvation Family Emergency Services, Community Action Agencies, state and county offices all offer assistance. Apply soon for free window replacement for your homes.


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Thursday, 28 May 2015

Home Assistance Programs For Senior Citizens-Free Home Grants

Home Assistance Programs For Senior Citizens-Free Home Grants


Senior citizens may find it tough to find reasonable shelter for themselves with insufficient savings. Evaluating the options, searching the web, obtaining myriad information and rushing from office to office gathering facts can be very confusing and daunting.
To ease out the complications, the federal government has initiated assistance programs and grants that help senior citizens to acquire affordable homes at subsidized rates. Some grants are exclusively for the seniors while there are grants that might be targeted for all. Know about the grants that you can attain and start applying today for your perfect shelter.
The Federal Housing Programs
U.S. Department of Housing and Urban Development (HUD)
US residing senior citizens can avail HUD housing assistance programs that enable them to reside in well maintained, secured and reasonably priced houses. The Section 202 senior housing voucher program gives rent subsidies for affordable and independent living in better ambiances with all facilities like security, transportation and safety. The government does not compensate the whole amount, rather it’s a co-pay system where the applicants contribute 30% of their total household income and the rest is funded by the government.
The application for the program is done by the local state and county and the funding is allocated to nonprofits, local charities and accredited organizations who distribute the funds to the eligible applicants. The eligibility criteria for the program are:
Home_Assistance_Programs_For_Senior_Citizens
Applicants need to be 62 years or above
They must have the stated income requirements
Need to submit all the required documents like age proof, identity proof, financial status, income proof
Medicaid Waivers: most states offer support to seniors, enabling them to stay at home rather than at nursing homes. The Medicaid Home and Community Based Services waivers provide cash assistance for rent payment, home remodeling or repairing benefits that help seniors to afford and stay at home independently. Talk to your Medicaid officer to avail the offer.
U.S. Department of Agriculture--Affordable Rural Housing
The USDA provides grant programs for senior citizens for affordable housing. The Section 515 Multi-Family Housing (MFH) program offers subsidized rental rates for elders in rural sectors in all the 50 states. Some important factors to note:
Applicants must have the stated income level to be eligible
Houses can range from studio apartments, complexes, four bedrooms etc.
Need to demonstrate financial needs
Submit required documents
Non-Profit Organizations
Every state and most counties have nonprofits and charities that bestow senior citizens with varied housing program options for a safe and hygienic ambiance to live in. Habitat for Humanity, Fannie Mae, churches, community agencies and others offer help to avail subsidized housing or pay for the rents.
In addition, interested seniors looking for housing support can also opt for choices like Public Housing, Multifamily Subsidized Housing, Housing Vouchers and Congregate Housing Services Program (CHSP). Make thorough research and apply for multiple programs that get you the best rental option.


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Saturday, 23 May 2015

Free Home Repair Grants For Low Income Families-Free Home Improvement

Free Home Repair Grants For Low Income Families-Free Home Improvement

A need for a roof is important for families, but its maintenance is equally significant for safe and secure dwelling. However, the costs of repairing, improving or remodeling can be an expensive affair and quite unaffordable for low-income families with meager savings. 
The HUD and the federal government hence sponsor grants and assistance programs for monetarily deprived families who are in need of cash for home repairing purpose. The programs serve the disabled, elderly and families with children to fulfill their rental needs. Start applying today and avail the best plan for a secure home. 
List of Home Repair Grants that Low-Income Families Can Apply
U.S. Department of Housing and Urban Development: low-income families can avail an exhaustive list of grants for home repair in almost all states. Grants, housing repair programs, and cash assistance is delegated to local governments, county and non-profit organization to help needy people with their home improvement needs. The eligibility criteria depend on the stated income level i.e.
grants_for_home_improvements_for_low_income_families
The income level is calculated on the median income for the area
Applicants must have income below 50 percent or less of the area median income as stated by HUD
Some home improvement grant programs of HUD are: 
Community Block Development Grants: the CBDG is allocated to local or state housing authorities for low-income families and communities for financial aid. Eligible families and communities can avail assistance for varied home and community improvement needs. The CBDG offers some specific programs---Section 108 Loan Guarantee Program, Entitlement Communities, Insular Areas, Disaster Recovery Assistance, HUD Administered Small Cities and Neighborhood Stabilization Program. Contact your local or state housing department for help.
Property Improvement Loan Insurance: though not a grant but it helps monetarily deprived families to attain cash assistance for their home repair work. The FHA or Federal Housing Administration insures the loan given by private lenders to applicants for home improvement purpose. This helps eligible families to avail home improvement loans easily. Moreover, FHA insures up to 90 percent for the default of any loan taken
Assistance from Non-Profit Organizations: nonprofits are allocated housing grants by HUD to re-allocate them to eligible families requiring grant assistance for home repairing. Applicants can apply for grants in their state or local nonprofits for the monetary aid. There are two types of programs to consider:
Rebuilding Together: offers funding for the senior citizens, disabled and families with kids
NeighborhoodWorks: aids in repairing the homes and neighborhood areas through the help and support of volunteers to offer improved standards of living, better and affordable communities to dwell in 
Area Agency on Aging: this grant program from HUD addresses the home repair needs of senior citizens. The eligibility depends on the income level and also the city where the applicants live. Depending on the eligibility criteria, some elderly applicants are given free home repair services while others need to pay on sliding scale. Contact your local agency for assistance.
Besides HUD, local agencies, community agencies, state, religious organizations, churches and nonprofits render help with the rental needs. Research about the basic procedures and the stated rules and start applying today.


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