FIND and APPLY for Federal Grants. The U.S. Department of Health and Human Services is proud to be the managing partner for Grants.gov, an initiative that is having an unparalleled impact on the grant community.

Free Home Repair Grants and Loans:-

Government grants in the United States offer a helping hand to needy citizens in various cases. Home repair grants are aids that are provided to homeowners in case their homes have been damaged due to some natural calamity, or in cases where they need funds for renovating the property. These grants are valuable for those individuals who don't have large funds for repairing or improving their homes. Since these government grants are not required to be paid back, they can be used by citizens in times of need. The US Department of Housing and Urban development and FEMA (Federal Emergency Management Agency) caters to various needs of homeowners for providing them with benefits of home improvement or home renovation or repair grants,HUD grants for single mother and disabled veterans,window replacement grants.The process of improving a real estate usually tends to be very expensive. Though this process is expensive, sometimes it is extremely essential for maintenance. First time home buying grants and home improvement grants and loans are financial aids extended to people to buy a new house for them or to renovate their personal real estate, like their homes, farms,and beach houses.....


Government Grants for First-time Home Buyers

A home is not just an investment but a personal joy and a stronghold that brings a sense of security to you and your family. Buying a home remains a dream for many, who fail to gather enough finances for the same. In these times of economic uncertainty, it has become even more imperative that one saves as much as possible in the purchase process.
Taking out a mortgage for the purchase of your first home can be a daunting challenge due to the high down payment involved and also the taxing interest rates. This is one problem where a government grant can help you out. There are various types of government grants for home buyers. This includes the American Dream Down payment Initiative, which was introduced in 2003. Apart from the grant programs of the U.S. Department of Housing and Urban Development (HUD), you may also apply for programs initiated by the states, local authorities and organizations to help home buyers in their territory.
Quick Facts About Government Grants
There are various types of grants which can help people looking to purchase their new home. Though most programs have been developed by HUD, the department does not allot these grants directly.The following are some basic facts about government grants for first time home buyers.
1. To begin with, one has to know that these grants are not loans, but government assistance for the development of the community in general.
2. No such grant program will provide you with 100% finance assistance for buying a house. In other words, none of these programs will offer you 100% cost of the house. In fact, most of these first time home buyer grants cover only less than 10% of the cost of the house.
3. It is mandatory to attend the HUD-approved housing counselling class, so as to qualify for grants offered by these programs.



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Wednesday, 17 December 2014

First Time Home Buyer Grants 2014-Free Home Buying Grants Money

First Time Home Buyer Grants 2014-Free Home Buying Grants Money









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Saturday, 6 December 2014

Free First Time Home Buyer Grants For Colorado

Free First Time Home Buyer Grants For Colorado

The state of Colorado offers a wide variety of state, county and local programs designed to help residents purchase a home. Counselling and consumer education courses are offered, and sometimes required, to be eligible for housing assistance grants for closing costs or down payment assistance. Loans and grants are available for first-time home buyers or home owners with limited income looking for help in relocating.
The Colorado Housing and Finance Authority
The Colorado Housing and Finance Authority (CHFA) is a state agency that offers assistance in purchasing a home. CHFA offers educational programs for first-time and non-first-time home buyers. Through its network of partnering banks, developers and local governments, it offers grants for closing costs or down payment assistance as well as competitive loans. Check the CHFA website for current income limits to qualify in your county.
State-wide Assistance and Grants
There are two organizations that offer programs and aid for home buyers across the state. They include the Colorado Housing Enterprise (CHE) and the Colorado Housing Assistance Corporation (CHAC). CHE offers education, down payment assistance and loans. CHAC has a class and loan program for people with disabilities. It also offers classes in successful borrowing and financial fitness, and provides help in setting up an Individual Development Accounts (IDA).
County and Local Programs Near Denver
Agencies that cover the greater Metro Denver area include the Adams County Housing Authority, the Commerce City Housing Authority, Arapahoe County Home-Buyer Program, and the city of Aurora has a Community Development Division, which offers a home ownership assistance program. CHAC services Denver and Jefferson Counties. A federal program, The American Dream Down Payment Act, can also help with down payment assistance grants given through participating local governments.






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Wednesday, 26 November 2014

Free First Time Home Buyer Grants Money

Free First Time Home Buyer Grants Money









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Saturday, 22 November 2014

Free Government Grants Money For Home Improvements 2014

Free Government Grants Money For Home Improvements 2014

"Get government grants." "Improve your home for free." "Obtain government grants today." You have probably seen such advertisements in the media and online. Although some of these resources are legitimate, most of these are total scams. You should never pay for this information because it is provided for free from the government. Getting approved for grants requires initiative, but it will be worth it in the end when you are able to begin those projects to better your home.
Understand the difference between a loan and a grant. A loan needs to be repaid, usually with interest. A grant is money that is provided for a specific need and you do not have to pay it back. Also, remember the grant programs mentioned in this article are offered by the U.S. government. Other free grant money for home improvement is available from the state and local levels. Information about these can be obtained from regional Fair Housing Resource Centers.
Determine if you are eligible for federal funding. Grants are available through the U.S. Department of Agriculture (USDA). The Home Repair Loan and Grant Program provides money to senior home-owners over the age of 62. The maximum amount of grant money is $7,500, and it must be used to make the home safer and more sanitary. Most money is used for fixing or putting on new roofs, updating utilities and improving accessibility for the disabled and elderly. Other uses include weatherization, replacement of septic systems and renovations of bathrooms. With the Housing Preservation Grant Program, non profits, public organizations and Native American tribes receive funding to repair homes and rental real estate. The funds help owners bring their homes to code. This funding is also established for individuals whose income is at or below the poverty line.
Find out if the grant money is available in your area, since funding varies depending on the location in the United States. Contact the local USDA Rural Development office to inquire about local housing preservation programs.
Apply for the USDA funding through the Rural Development state and local offices or USDA Service Centers. To find an office near you, call 800-670-6553 or go online to the USDA Rural Development site.






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Tuesday, 18 November 2014

Free Home Repair Grants Money-Financial Assistance For Home Improvements

Free Home Repair Grants Money-Financial Assistance For Home Improvements

If you'll need to fix your house, free home repair grants give cost-free money to American citizens who require financial assistance in covering the cost for their home repairs. These grants are commonly provided by the government particularly your neighbourhood administration for they are those who will be benefited probably the most.
Home repair grants money are typically issued to residents who are suffering from quite low-income or worse. Due to the fact they can't afford to perform essential fixes around the residence, the government gives grants to support them complete the same job. Far more importantly, these types of grants are obtained for free and you in no way need to pay it back. Individuals who have obtained grants including home repair never paid anything back. Now that's very good news!
Senior citizens and disabled persons are also targets of this special funding program. If a handicapped person wants to try to do some renovation to his home, like adding a ramp in some places for simpler access, he can approach the HUD or the Department of Housing and Urban Development office or the Federal Emergency Management Agency (FEMA) for monetary support inside the form of home repair grants.
You can also go through the advertisement section of your local newspaper for private organizations which provide free home repair grants money. Millionaires also share their dollars by giving out such grants. Like the government, these private sectors and persons also have qualifications for persons who want to apply for grants so that you can sort out who requires them probably the most. One main requirement is for you to be the owner and occupant of the home you wish to fix. You will discover many several grants that you can apply for depending on your demands.
Once you have seen the correct grant that may be correct for you, then you can ask for an application form. Make voluminous with the essential info and supporting documents and certificates for a greater and faster approval.






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Thursday, 13 November 2014

Free Home Repair Grants Money-Grants to Renovate,Fix,and Upgrade

Free Home Repair Grants Money-Grants to Renovate,Fix,and Upgrade

If you have a home improvement project in mind to fix, repair or upgrade your home, you may qualify for free home improvement grants money, which can help pay for these costs. 
Whether you need to fix your roof, make homes in your neighbourhood more safe, or upgrade to energy efficient appliances, the cash you need is available though various grant programs.
Applying for free home improvement grants money does not require a credit check, a cosigner or any kind of collateral. These funds may be provided to individuals regardless of credit or income, and often provided by local and state government agencies.
Once approved, the cash you receive never has to be paid back. As long as you are at least 18 years old and a tax paying citizen, you are free to apply for as many grant programs as you like, and the cash is yours to keep. Just be sure to spend the money appropriately and in accordance to the terms of the particular grant received, and the money is yours to help you fix your home.
There are different types of home improvement grant programs for various goals. For instance, some grants are provided specifically to help those who need to make their home handicap accessible, while others can provided refunds and incentives for upgrading your home to energy efficient appliances. 
By searching the grant database, you can quickly find and apply for the home improvement grants that match your goals. As a result, you could get thousands of dollars to help fund your project that never has to be paid back.


Other Helpful Resources -
http://irs.gov
http://nih.gov
http://ca.gov
http://noaa.gov
http://state.gov
http://ed.gov





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Sunday, 9 November 2014

First Time Home Buyer Grants Money For Disabled and Veterans

First Time Home Buyer Grants Money For Disabled and Veterans












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