FIND and APPLY for Federal Grants. The U.S. Department of Health and Human Services is proud to be the managing partner for Grants.gov, an initiative that is having an unparalleled impact on the grant community.

Free Home Repair Grants and Loans:-

Government grants in the United States offer a helping hand to needy citizens in various cases. Home repair grants are aids that are provided to home owners in case their homes have been damaged due to some natural calamity, or in cases where they need funds for renovating the property. These grants are valuable for those individuals who don't have large funds for repairing or improving their homes. Since these government grants are not required to be paid back, they can be used by citizens in times of need. The US Department of Housing and Urban development and FEMA (Federal Emergency Management Agency) caters to various needs of homeowners for providing them with benefits of home improvement or home renovation or repair grants,HUD grants for single mother and disabled veterans,window replacement grants.The process of improving a real estate usually tends to be very expensive. Though this process is expensive, sometimes it is extremely essential for maintenance. First time home buying grants and home improvement grants and loans are financial aids extended to people to buy a new house for them or to renovate their personal real estate, like their homes, farms,and beach houses.....


Government Grants for First-time Home Buyers

A home is not just an investment but a personal joy and a stronghold that brings a sense of security to you and your family. Buying a home remains a dream for many, who fail to gather enough finances for the same. In these times of economic uncertainty, it has become even more imperative that one saves as much as possible in the purchase process.
Taking out a mortgage for the purchase of your first home can be a daunting challenge due to the high down payment involved and also the taxing interest rates. This is one problem where a government grant can help you out. There are various types of government grants and loans for home buyers. This includes the American Dream Down payment Initiative, which was introduced in 2003. Apart from the grant programs of the U.S. Department of Housing and Urban Development (HUD), you may also apply for programs initiated by the states, local authorities and organizations to help home buyers in their territory.
Quick Facts About Government Grants
There are various types of grants which can help people looking to purchase their new home. Though most programs have been developed by HUD, the department does not allot these grants directly.The following are some basic facts about government grants for first time home buyers.
1. To begin with, one has to know that these grants are not loans, but government assistance for the development of the community in general.
2. No such grant program will provide you with 100% finance assistance for buying a house. In other words, none of these programs will offer you 100% cost of the house. In fact, most of these first time home buyer grants cover only less than 10% of the cost of the house.
3. It is mandatory to attend the HUD-approved housing counselling class, so as to qualify for grants offered by these programs.



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Sunday, 7 February 2016

Free Home Repair Grants For Veterans-VA Home Improvement Grants Available

Free Home Repair Grants For Veterans-VA Home Improvement Grants Available


The US Department of Housing and Urban Development is one such eminent body which through various nonprofit organizations, local and state entities, charitable trusts, private organizations and community action agencies is disbursing funds to the low-income groups and families so that they can pay for the maintenance of their homes and live a better life. Free home repair grants for veterans are some of such policies which HUD proactively initiates.
Federal Home Repair Programs
One of the popular grants for free home repairs for veterans is Very Low-Income Housing Repair Program. In this program, the senior citizens with low income can receive federal loans and grants for their much-needed home maintenance. The loans may go up tp $20, 000 whereas the grants may shoot up to &7500. These funds are available for citizens with an age limit of 62 years and more. The US Department of Agriculture (USDA) Rural Development office advocates the Very Low-Income Home Repair Program.
State Home Repair Programs
There are multiple programs which are state specific and when contacted at the right hour can prove to be beneficial for the veteran individuals. California administers senior citizen home repair assistance programs through the state, municipal and nonprofit housing agencies. In the Golden State, cities like Richmond offer free home repair grants for veterans, including zero-rated interest rate loan programs. Minor repair assistance is also given to the older individuals to up to $800 per year. Moreover, aid for weatherization related maintenance is also offered to these senior people and other homeowners in most of the states of America.
Free Home Repair Grants For Veterans
State Weatherization Programs
California Department of Community Services & Development offers weatherization programs. These programs are meant for the senior citizens and other low-income eligible homeowners and renters. Contact the right authorities and take advantage of the cost-free weatherization services. The weatherization program in California is proactively administered by local nonprofit community energy service providers’ and agencies. An example of a local non-profit overseeing California's weatherization program is Alameda County's Spectrum Community Services Inc. Home weatherization includes upgrades pertaining to insulation, windows and heating and air conditioning systems.
Other Home Repair Resources
There are various other charities and foundations, all across the country, which offer free home repair grants to veterans and also other eligible applicants. Local Habitat for Humanity offices in countries frequently provides home repair aids to senior citizens. For instance, California affiliates of Habitat for Humanity, like its Los Angeles Country Branch, has designed extensive home repair programs for the Senior Citizens. Besides, there is PacificCorp Foundation has teamed with Rebuilding Together to provide citizens with free home repair programs to the eligible candidates, especially senior ones, all across California.



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Tuesday, 2 February 2016

Free Home Repair Grants For First Time Home Buyers-Apply Online

Free Home Repair Grants For First Time Home Buyers-Apply Online


There are individuals, all across the US, who are struggling to get better lives with their families. It is a distant dream for them to buy their own homes. But now you can hold on to your dream as there is help out there for you, which can make your dream come true. This help comes in the form of grants that are being offered by the US Government which one can get from various nonprofit organization, private and public concerns, charitable trusts, churches, different local and state authorities and multiple community action agencies.
US Department of Housing and Urban Development (HUD) is one such body which is constantly taking care of the citizens in finding a secure and a safe shelter. The body understands that the expenses to housing are escalating by leaps and bounds; hence, the low-income families and individuals are finding it difficult to bear this cost and often facing challenges like homelessness and foreclosure. Through various programs HUD is arranging for the first time buyers to buy second-hand houses and offering home repair grants for the first time home buyers. The American Recovery and Reinvestment Act of 2009 have invested over $13 billion for housing-related programs and a major of it has been delegated to the state and local governments. This is again a crucial factor that has to be turned into awareness to the common mass that the HUD does not have any specific grant or the US Government or the President does not give out the money to any individuals. The money is only shared to different state bodies, accredited entities, and groups. People need to know where to reach out if they are looking for grants.
Home Repair Grants For First Time Home Buyers
The HOME Investment and Partnership Program: this is one of the block grants that the Federal Government provides to each state. Many states use these funds with the people from low-income groups in order to support them in paying their rental dues, to buy a new house and also sometimes as home repair grants for the first time buyers. The terms and conditions to obtain these loans are specific to the states. Some of the assistance come through loans but the other grants are pardoned after a specific amount of time spent in the home. The Internet, in the present time, is a major source of information regarding the programs that are prevalent in your state or with your banks.
State Housing Finance Agencies: these organizations are the primary point of contact and it is not very difficult to find them. Every state has a Housing Finance Agency (HFA) which is easily spotted through the internet. This is, indeed, an excellent place to begin with as the local counseling offices can guide you with the best possible advice pertaining to the selection of the programs that are available and one may qualify for.
City Specific Programs: not only the state you are a part of, the city which you live in also has multiple bodies which are offering different programs pertaining to your housing needs. For example, San Francisco has a program called The Mayor’s Office of Housing and Community Development (MOHCD) offers home repair grants for the first time buyers along with mortgage loan rates down payments. These grants are often offered through various agencies, through different plans and sometimes directly.
Private Nonprofit Organization: there are charitable organizations which are working in close association with the local and the state government. These bodies are constantly helping low-income groups afford housing and especially to buy their first dream home.
Besides, there are many homebuyers’ assistance programs which are available for the struggling individuals and families. Some of the important ones are as follows:
FHA Loans
Down Payment Assistance Programs
Mortgage Credit Certificate Tax Credit Program
Home Buying Assistance from Nonprofit Organizations



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Thursday, 21 January 2016

Low Income Housing Grants For Single Mothers-Apply Online For Home Buying Grants

Low Income Housing Grants For Single Mothers-Apply Online For Home Buying Grants


For single mothers life is a completely different ball game. Leading a normal life involves much of struggle and hardships as often they drop out from their education or fail to find a respectable job to support their families. The US Government in this regard gives free grants and much needed financial assistance to these women through various nonprofit organizations, private companies, local or state authorities and community agencies. Despite, getting a secured roof over the head remains the utmost necessity in the lives of these struggling women.
In most of the cases the job locations of these mothers are in places where the cost of housing is exorbitantly high. Sometimes, the only housing options are places where the mothers get a poor locality, face safety issues or commutation problems. Fortunately, US Government is offering Low-Income Housing Facility for Single Mothers in the areas where they can find easy jobs and lesser commute hassle. Programs are available all throughout the nation.
HUD
Low Income Housing Grants For Single MothersThe federal agency, the US Department of Housing and Urban Development (HUD) was created with the objective to provide affordable housing assistance to all people including struggling single mothers. HUD ensures that all people get accommodation in a secured locality and within the affordable rents.
HUD can help single mothers in different ways.
Rental assistance: the rental aid offered by HUD has several different opportunities for single mothers to explore. In one category there is privately owned subsidized housing in which HUD liaise with the apartment owners to offer reduced rents to the women who come from low-income families. There are certain income parameters after meeting which the tenants become eligible to pay a rate that is in keeping with how much money they can earn. Eligible single mothers can apply directly at the management office of the apartment building to secure a place to live.
Public housing: HUD also works to build and manage affordable apartments for low-income groups or those who are deviated out of the housing market including the disabled and not to forget, single mothers who are looking for a secure shelter for their children and families. A public housing agency in your area can help you find and the low-income housing facility for single mothers can be availed for.
Housing choice vouchers: these vouchers are federally funded benefits that come with voucher system to the low-income single mothers in order to find a decent and secured shelter within affordable price in private housing market. This program includes home, a townhouse or an apartment. These vouchers are not limited to a specific area or communities or housing projects. In order to be eligible, a single mother must make 30 per cent to 50 per cent of the area median income, which might vary as per the location. The HUD housing voucher program is managed by local public housing authorities, which accumulate information about income levels and family size during the application process. Families who obtain these vouchers will have to pay a fraction of the rent on a privately owned apartment or home. In some cases, one can use these vouchers to purchase a home for themselves.



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Monday, 18 January 2016

Free Home Improvement Grants For Single Mothers-Apply Home Repair Grants

Free Home Improvement Grants For Single Mothers-Apply Home Repair Grants


Free Grants For Single Mothers For Home Repair

Free Home Improvement Grants For Single Mothers

Free Home Repair Grants For Single Mothers




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Wednesday, 13 January 2016

Government Grants For Free Window Replacement For Low Income Families

Government Grants For Free Window Replacement For Low Income Families


There are many families in America who are struggling to cope with the ever-escalating cost of living. Accommodation is indeed an expensive affair for these low-income families and so is home repair. The US Government understands the need of the day and so it has been disbursing free grants to these families through various nonprofit organizations, community agencies, state and local authorities, public and private companies.
The Federal Housing Administration (FHA) makes it easier for the citizens to acquire affordable home improvement loans through private lenders meeting certain basic requirements. The type of assistance varies from light to moderate forms of home or property rehabilitation funding. It includes free window replacement for low-income families to construction on properties.
The grant for free window replacement for low-income families exist for both Home Owners and Business Owners who are looking to renovate their properties. This particular grant is extended by the government departments to those who qualify as part of energy savings incentives. This covers a major part of the cost or sometimes the entire cost of buying and installing new windows. This new installation, however, is an efficient and cost-effective way to reduce heating and cooling costs which eventually subsides the risk of carbon footprints. The low-income families are exempted from returning these loans entitled for window replacement.
Grants For Free Window Replacement For Low Income FamiliesThere are three types of replacement offers are mainly available:
Replacement of Windows: One of the window replacement grants comes under Weatherization Assistance Program which is offered by the Department of Energy. This program helps the low-income families to upgrade their home and renovate their existing windows. Presently weatherization services are being offered for free window replacement for low-income families along with 38 more applicant families for other energy saving renovations. Some of the important program under this category:
o Self-Help Homeownership Opportunity Program offers grants up to $15000 after stringent background verification of the applicant
o The Home Repair Loan and Grant program helps those low-income groups who cannot get funding from other financial institutions can apply $20,000 loan over 20 years at a one percent low-interest rate to use for any home replacement windows. Low-income homeowners may also qualify for loans for window replacement up to $7,500 post-demonstration of relevant proofs for health and safety reasons
o Energy Star Incentive program is meant for all tax payers who want to replace their windows through DIY or contractor. It is merely a tax saving offer and a tax credit cash back incentive for those who glass replacement or a vinyl window replacement jobs
Free grants for new window designs is also another offer which the government is offering to the low-income families not only in order to enhance the aesthetic beauty of the house but also to ensure safety and security of the home owners. 
Comparing window prices is often the necessary and most integral factor when it comes to home repairing. With an online search of grant programs, one can get a clear view of the cost involved in the replacement of windows.



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Thursday, 17 December 2015

Federal Housing Grants For Rent Assistance-Free Financial Assistance For Home

Federal Housing Grants For Rent Assistance-Free Financial Assistance For Home


Low-income families need rental assistance to compensate their housing bills, mortgages, home loans and debts to avoid being evicted or becoming homeless. Housing grants are hence given by the federal government that disburses funds, housing vouchers, co-pay assistance programs, subsidies and emergency shelter to single parents, economically restricted families, veterans, senior citizens and disabled. Nonprofits, churches, local agencies and charities also render support for rent assistance.
Federal Housing Grants for Rent Assistance
The federal government disburses housing grants that are administered by the housing agencies. Housing agencies like HUD and USDA allocate funds to nonprofits, local government, states and counties that are given to eligible families.
HUD: it offers numerous housing grants and programs to suit the rental needs of the deprived families, senior citizens and the disabled. These include Community Development Block Grant Program (CDBG), Tenant Resource Network (TRN), Section 8 Housing Choice Voucher program, HOME Investment Partnerships Program, Supportive Housing for the Elderly, Public Housing Family Self-Sufficiency etc. Even housing vouchers are also given by HUD for rental subsidies.
Federal Housing Grants For Rent AssistanceUnited States Department of Agriculture (USDA): Financially constrained families residing in rural areas can avail housing grants from USDA to pay off their rent and mortgage. The rental vouchers are offered on the basis of income level that can even help in home repair work, removing health hazards and improving living conditions. The vouchers compensate the unpaid portion of the rent to the renter.
Veterans Affairs Supportive Housing Program: Rental assistance vouchers are given to military people or veterans to help them with rental bills. The Military Homeowner Assistance program is another such housing grant program that can assist with security deposits, mortgage payment, housing loans, rent assistance, foreclosure prevention etc. Veterans and their family members are entitled for these housing grants.
Housing Grants from Nonprofits for Rent Assistance
Besides the federal government, nonprofits also offer housing grants, funds and benefit programs that can assist low-income families in emergency situations to avert evictions. Even if families are evicted these nonprofits offer emergency shelter. Community action agencies, churches, local government, and agencies also provide housing grants and the Emergency Food and Shelter Program (EFSP). 
Salvation Army: the organization offers housing programs for house maintenance, emergency shelter, eviction prevention, rental payments and transitional housing.
Habitat for Humanity: the nonprofit provides decent affordable homes for economically challenged families. The applicants later compensate the amount based on their income level and funds available.
Fannie Mae: these offer foreclosure low priced properties to deprived families. Homes with low-priced down payments or those with flexible mortgage terms are also available. Applicants can compensate according to their affordability.
Community Action Organizations: more than 1,100 community action agencies are present in all states that disburse housing resources to families for bill payments and other rental work.
There are also state homeless grants, municipal departments, counties and several nonprofits like YMCA, American Red Cross, Lutheran Services in America. Apply now for the housing grants for rent assistance.



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Thursday, 19 November 2015

HUD Grants For Home Repair-Apply Free Home Improvement Grants From HUD

HUD Grants For Home Repair-Apply Free Home Improvement Grants From HUD


Home is one of the important necessities for all families to survive securely but its maintenance is equally important as to have one. However, the cost of repairing, remodeling and improving its conditions involves quite an ample cost and expense. 
The Housing and Urban Development (HUD) of US Government sponsor grants and assistance programs for low-income families who are in desperate need of cash and are victims of meager savings. This program serves the disabled, elderly and the despaired women who are much in need of economic assistance.
HUD Grants for Home Repair are delegated to state, country and local governments along with nonprofit organization with housing programs and schemes. Although the target audience for these programs are mostly low and very low-income group but sometimes considerations are also made for the moderate income families.
Area Agency on Aging: HUD grants are often offered to the Area Agency on Aging in order to aid the elderly people. On the basis of the residential location, this may provide free home repair. The program is based on the scale of income.
HUD Grants For Home Repair
CBDG: HUD also operates Community Block Development Grants or CBDGs to state and local authorities, housing development organizations to reform the non-maintenance of the neighborhood. Grants are also offered to initiate typical housing programs and for home repair to qualified families. The state housing authority or local housing department can be approached in this regard. Some of the programs offered by CBDG are Loan Guarantee Program, Disaster Recovery Assistance, HUD-Administered Small Cities and Neighborhood Stabilization Program and to name a few.
Nonprofit groups: HUD also disburses grants to nonprofit organizations having housing development programs such as Rebuilding Together and NeighborhoodWorks. The parameters for this grant include income, age, and physical abilities. Both the organizations offer schemes for home remodeling and repair plans ensuring complete safety and security of the homeowners. 
Rebuilding Together offers assistance for the senior citizens, handicapped citizens and low-income families with kids
NeighborhoodWorks helps in repairing and remodeling the homes and localities through the proactive participation of volunteers to offer improved standards of living, well planned and affordable communities for accommodation
Property Improvement Loan Insurance: this is not a typical grant but is of utmost importance as it provides monetary assistance to the deprived families and low-income groups to repair their home. The 
Federal Housing Administration (FHA) ensures that proper loans are being sanctioned to the private lenders or the applicants for their home improvement needs. This helps the families to take the risk of repairing their home and avail these benefits on easy terms and conditions. FHA also insures 90 per cent of the default of any loan sanctioned.
Contact your local or state authorities or the private housing development concerns if you need grants for your home repair and for a better living.



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