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Monday, 30 July 2012

Free Federal Home Improvement Grants For Low Income Families

Free Federal Home Improvement Grants For Low Income Families
There are federal grants available to fund home improvement projects for qualified individuals. These grants will cover repair and renovation costs of qualified homes and housing units across the United States. Grant recipients must meet the criteria set by the grant program. Typically, grants are not required to be repaid; however, the money can be recouped from any grantee who does not honor the terms of the agreement.
Housing Preservation Grant (HPG) Program
Sponsored by the Department of Agriculture, the Housing Preservation Grant (HPG) program offers grants to cover the costs of repairing and rehabilitating the homes and housing units of very-low and low-income residents. Grant funds are available to homeowners, landlords, co-op members and rental property owners who provide housing to low-income families. Eligible applicants include state, local, and tribal governments and nonprofit organizations. Grant recipients have two years in which to use the funds. 
Farm Labor Housing Loans and Grants
The Farm Labor Housing Loans and Grants program, also sponsored by the Department of Agriculture, provides farm owners with financial help to construct, repair and renovate housing units and service-related facilities for their farm laborers. This grant program provides funds to improve housing for seasonal and year-long farm workers and to construct facilities such as dining areas, laundromats, small infirmaries and daycare centers. To qualify, farm workers occupying the housing units must be permanent U.S. residents and must earn a substantial amount of their income from farming. Eligible applications for this grant include state, local and tribal organizations, nonprofit corporations of farm workers, and public and private nonprofit organizations. Grant recipients have to match at least 10 percent of the financial award amount.
The Very Low-Income Housing Repair Program
A third program funded by the Agriculture Department, the Very Low-Income Housing Repair Program, provides rural communities with financial grants to improve homes. Funds must be used to repair, improve and modernize homes or remove safety and health hazards. Grants of $7,500 are available to low-income residents of communities with less than 20,000 residents. Funds are provided only to residents 62 years of age or older who have demonstrated that they cannot afford to repay a loan. The home must not be sold within three years of receiving the grant or the money can be recouped by the grant program.

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