FIND and APPLY for Federal Grants. The U.S. Department of Health and Human Services is proud to be the managing partner for, an initiative that is having an unparalleled impact on the grant community.

Free Home Repair Grants and Loans:-

Government grants in the United States offer a helping hand to needy citizens in various cases. Home repair grants are aids that are provided to home owners in case their homes have been damaged due to some natural calamity, or in cases where they need funds for renovating the property. These grants are valuable for those individuals who don't have large funds for repairing or improving their homes. Since these government grants are not required to be paid back, they can be used by citizens in times of need. The US Department of Housing and Urban development and FEMA (Federal Emergency Management Agency) caters to various needs of homeowners for providing them with benefits of home improvement or home renovation or repair grants,HUD grants for single mother and disabled veterans,window replacement grants.The process of improving a real estate usually tends to be very expensive. Though this process is expensive, sometimes it is extremely essential for maintenance. First time home buying grants and home improvement grants and loans are financial aids extended to people to buy a new house for them or to renovate their personal real estate, like their homes, farms,and beach houses.....

Government Grants for First-time Home Buyers

A home is not just an investment but a personal joy and a stronghold that brings a sense of security to you and your family. Buying a home remains a dream for many, who fail to gather enough finances for the same. In these times of economic uncertainty, it has become even more imperative that one saves as much as possible in the purchase process.
Taking out a mortgage for the purchase of your first home can be a daunting challenge due to the high down payment involved and also the taxing interest rates. This is one problem where a government grant can help you out. There are various types of government grants and loans for home buyers. This includes the American Dream Down payment Initiative, which was introduced in 2003. Apart from the grant programs of the U.S. Department of Housing and Urban Development (HUD), you may also apply for programs initiated by the states, local authorities and organizations to help home buyers in their territory.
Quick Facts About Government Grants
There are various types of grants which can help people looking to purchase their new home. Though most programs have been developed by HUD, the department does not allot these grants directly.The following are some basic facts about government grants for first time home buyers.
1. To begin with, one has to know that these grants are not loans, but government assistance for the development of the community in general.
2. No such grant program will provide you with 100% finance assistance for buying a house. In other words, none of these programs will offer you 100% cost of the house. In fact, most of these first time home buyer grants cover only less than 10% of the cost of the house.
3. It is mandatory to attend the HUD-approved housing counselling class, so as to qualify for grants offered by these programs.

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Sunday, 12 August 2012

FHA Home Improvement Grants-Free Housing Preservation Grants

FHA Home Improvement Grants-Free Housing Preservation Grants

There are programs that provide home improvement grants for FHA-insured home and housing units. The Federal Housing Administration (FHA), an organization that works with the Department of Housing and Urban Development (HUD), insures over 34 million single and multi-family homes in the United States. These grants can be used to pay the costs of home improvements, renovations and repairs.
Housing Preservation Grants
The Housing Preservation Grant program is funded by the Department of Agriculture and provides grants for home improvements and repairs to eligible applicants in communities of less than 20,000 residents. These grants are open to homeowners, landlords and tenants, and to rental property owners and co-op managers whose housing units are occupied by low income residents. 
Sponsors for these grants include state and local government agencies as well as nonprofit organizations. Grants must be used within a two-year period by the recipients.
Housing and Community Facilities Programs National Office
U.S. Department of Agriculture
Room 5014, South Building
14th Street and Independence Avenue, S.W.
Washington, D.C. 20250
HOPE VI Program
The Department of Housing and Urban Development sponsors the HOPE VI Program that provides grants to Public Housing Authorities (PHA) to make improvements to housing projects that are occupied by low income families.
Grants can be used to demolish old housing projects and improve existing ones in the PHA's effort to improve the living environment of the residents and build sustainable communities. Applicant eligibility is open only to PHA's.
U.S. Department of Housing and Urban Development
451 7th Street SW
Washington, DC 20410
Neighborhood Stabilization Program
The Neighborhood Stabilization Program provides grants to areas that have been hit by abandoned and foreclosed homes. Grants from this program can be used to demolish blighted structures and to rebuild, renovate and improve homes, housing units and other residential property and structures. 
Land banks are also established by grant funds. Cities and counties with over 50,000 and 200,000 residents, respectively, are eligible to receive grant funds. Twenty-five percent of the grant must be used to rehabilitate homes and housing units that will be occupied by low income residents.

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1 comment:

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