FIND and APPLY for Federal Grants. The U.S. Department of Health and Human Services is proud to be the managing partner for, an initiative that is having an unparalleled impact on the grant community.

Free Home Repair Grants and Loans:-

Government grants in the United States offer a helping hand to needy citizens in various cases. Home repair grants are aids that are provided to home owners in case their homes have been damaged due to some natural calamity, or in cases where they need funds for renovating the property. These grants are valuable for those individuals who don't have large funds for repairing or improving their homes. Since these government grants are not required to be paid back, they can be used by citizens in times of need. The US Department of Housing and Urban development and FEMA (Federal Emergency Management Agency) caters to various needs of homeowners for providing them with benefits of home improvement or home renovation or repair grants,HUD grants for single mother and disabled veterans,window replacement grants.The process of improving a real estate usually tends to be very expensive. Though this process is expensive, sometimes it is extremely essential for maintenance. First time home buying grants and home improvement grants and loans are financial aids extended to people to buy a new house for them or to renovate their personal real estate, like their homes, farms,and beach houses.....

Government Grants for First-time Home Buyers

A home is not just an investment but a personal joy and a stronghold that brings a sense of security to you and your family. Buying a home remains a dream for many, who fail to gather enough finances for the same. In these times of economic uncertainty, it has become even more imperative that one saves as much as possible in the purchase process.
Taking out a mortgage for the purchase of your first home can be a daunting challenge due to the high down payment involved and also the taxing interest rates. This is one problem where a government grant can help you out. There are various types of government grants and loans for home buyers. This includes the American Dream Down payment Initiative, which was introduced in 2003. Apart from the grant programs of the U.S. Department of Housing and Urban Development (HUD), you may also apply for programs initiated by the states, local authorities and organizations to help home buyers in their territory.
Quick Facts About Government Grants
There are various types of grants which can help people looking to purchase their new home. Though most programs have been developed by HUD, the department does not allot these grants directly.The following are some basic facts about government grants for first time home buyers.
1. To begin with, one has to know that these grants are not loans, but government assistance for the development of the community in general.
2. No such grant program will provide you with 100% finance assistance for buying a house. In other words, none of these programs will offer you 100% cost of the house. In fact, most of these first time home buyer grants cover only less than 10% of the cost of the house.
3. It is mandatory to attend the HUD-approved housing counselling class, so as to qualify for grants offered by these programs.

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Thursday, 16 August 2012

Free Guide To Home Improvement Grants-Home Repair Grants 2014

Free Guide To Home Improvement Grants-Home Repair Grants 2014

With real estate being so hard to sell nowadays many people are content just staying in their original house. For this reason home owners are more open to embarking on home improvement projects to make their house more livable. 
Yet, they usually encounter a major snag in their endeavors, namely, finding a way to come up with the funds. With home improvement projects ranging from a few hundred to a few thousand dollars, many home owners feel that they just cannot afford to fix up their house. Fortunately, with the help of home improvement grants, they no longer need to feel that way.
What is a Remodeling Grant?
This type of financing is a sum of money given by the government for the purposes of fixing up one's home. They are better than a loan because they do not need to be paid back. Yet, many people think that because a grant is associated with the government, they must go through a drawn-out bureaucratic process in order to get approved. While this may be the case for other types of federal grants, it isn't so for home improvement grants.
Why is this? It's because usually home improvement grants are given if:
1) a house is deemed to be inhospitable without renovation,
2) a person needs to renovate because of a disability or
3) a person is aged 62 or older.
A professional inspector is sent out to the house in any of these scenarios to determine if repairs or renovation is needed.
So, the downside to home improvement grants is obvious. A person can't get one if they want to add luxuries such as a pool to their home. However, there are still many homes in America that require repair work that would cost more than the owners can afford and these grants come in to their own in such circumstances. Common problems that are covered by a home improvement grant include plumbing issues, mold, roofing and insect extermination.

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1 comment:

  1. Nice little guide that will come in handy for proper home maintenance. Another resource I like to use is HouseLogic. Good day!