FIND and APPLY for Federal Grants. The U.S. Department of Health and Human Services is proud to be the managing partner for Grants.gov, an initiative that is having an unparalleled impact on the grant community.

Home Property Grants and Loans


Government grants in the United States offer a helping hand to needy citizens in various cases. Home repair grants are aids that are provided to homeowners in case their homes have been damaged due to some natural calamity, or in cases where they need funds for renovating the property. These grants are valuable for those individuals who don't have large funds for repairing or improving their homes. Since these government grants are not required to be paid back, they can be used by citizens in times of need. The US Department of Housing and Urban development and FEMA (Federal Emergency Management Agency) caters to various needs of homeowners for providing them with benefits of home improvement or home renovation or repair grants,HUD grants for single mother and disabled veterans,window replacement grants.The process of improving a real estate usually tends to be very expensive. Though this process is expensive, sometimes it is extremely essential for maintenance. First time home buying grants and home improvement grants and loans are financial aids extended to people to buy a new house for them or to renovate their personal real estate, like their homes, farms,and beach houses.....



Government Grants for First-time Home Buyers

A home is not just an investment but a personal joy and a stronghold that brings a sense of security to you and your family. Buying a home remains a dream for many, who fail to gather enough finances for the same. In these times of economic uncertainty, it has become even more imperative that one saves as much as possible in the purchase process.

Taking out a mortgage for the purchase of your first home can be a daunting challenge due to the high down payment involved and also the taxing interest rates. This is one problem where a government grant can help you out. There are various types of government grants for home buyers. This includes the American Dream Down payment Initiative, which was introduced in 2003. Apart from the grant programs of the U.S. Department of Housing and Urban Development (HUD), you may also apply for programs initiated by the states, local authorities and organizations to help home buyers in their territory.

Quick Facts About Government Grants

There are various types of grants which can help people looking to purchase their new home. Though most programs have been developed by HUD, the department does not allot these grants directly.The following are some basic facts about government grants for first time home buyers.

1. To begin with, one has to know that these grants are not loans, but government assistance for the development of the community in general.
2. No such grant program will provide you with 100% finance assistance for buying a house. In other words, none of these programs will offer you 100% cost of the house. In fact, most of these first time home buyer grants cover only less than 10% of the cost of the house.
3. It is mandatory to attend the HUD-approved housing counselling class, so as to qualify for grants offered by these programs.



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Source:- http://www.buzzle.com/articles/government-grants-for-first-time-home-buyers.html
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Wednesday, 8 August 2012

Home Improvement Grants For Veterans-Apply Free Grants For Home Repair

Home Improvement Grants For Veterans-Apply Free Grants For Home Repair

There are many grants for U.S. military veterans that can help with home improvements, home repairs, and structural modifications for disabled veterans. If you are or know of a veteran in need of assistance, it is important to be aware of the home improvement grants that are available.
Government
The U.S. Department of Veterans Affairs offers three grants for home modification and home improvement. Veteran Affairs Grants usually require that veterans have the loss of lower extremities, loss of vision, or severe burns. Some of the assistance amounts vary annually, based on allocation of spending. The Specially Adapted Housing (SAH) grant is for disabled veterans who need to construct a home or make modifications to an existing home. In 2008, the SAH Grant was limited to $60,000. The Special Housing Adaptation (SHA) grant is to adapt a home to help a veteran become mobile.
If the veteran will live with a family member, temporary grants are also available. SHA grants are limited to $12,000. Home Improvement and Structural Alteration (HISA) grants are focused on home improvements, disability access, and lavatories. HISA grants vary depending on the veteran's amount of service, and range from $1,200 to $4,100.
State Government
Grants awarded through the state government cover the construction or renovation of housing facilities for veterans. Individual veterans are not awarded such grants unless they operate such a facility. Priority consideration is offered and the grant is awarded once per fiscal year. Approximately $175 million is awarded through 20 grants each year, although the number of awards is dictated by funding from the federal government.
Private Foundations
If you are looking for resources on home repair grants for veterans offered by the government or private foundations, consider searching federalgrantswire.com and foundationcenter.org. The Admiral Roy F. Hoffmann Foundation provides grants directly to veterans who were wounded during military service. According to the foundation website, average grant awards are $8,000. HelpAmerica Foundation also provides funds through organizations and focuses on alleviating homelessness among veterans.
Consideration
To qualify for grants, it is important to make sure that the modifications you need are covered under the program guidelines, which may change annually depending on funding and changes in the law. Government grants, such as those available through the Veterans Administration, may require that a physician approve the specific modifications to your home in order for them to be covered. 
Be aware that some grants may only cover part of the total costs, and will require the homeowner to make up the difference, perhaps as a loan offered through the grant program. Review all documentation to determine the interest rate, if applicable, and how many years you have to pay back the loan portion of the funding.



Other Helpful Resources -
http://va.gov
www.benefits.va.gov/homeloans





Visit to - http://propertyhomegrants.blogspot.com
Source - http://www.ehow.com/about_6371539_home-improvement-grants-veterans.html
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2 comments:

  1. Didn't know these home improvement existed. Thanks for taking the time to spread the word!
    -Jon

    ReplyDelete
  2. Great post. For additional home repair tips, I recommend HouseLogic. Cheers!
    -Jon

    ReplyDelete

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