FIND and APPLY for Federal Grants. The U.S. Department of Health and Human Services is proud to be the managing partner for, an initiative that is having an unparalleled impact on the grant community.

Home Property Grants and Loans

Government grants in the United States offer a helping hand to needy citizens in various cases. Home repair grants are aids that are provided to homeowners in case their homes have been damaged due to some natural calamity, or in cases where they need funds for renovating the property. These grants are valuable for those individuals who don't have large funds for repairing or improving their homes. Since these government grants are not required to be paid back, they can be used by citizens in times of need. The US Department of Housing and Urban development and FEMA (Federal Emergency Management Agency) caters to various needs of homeowners for providing them with benefits of home improvement or home renovation or repair grants,HUD grants for single mother and disabled veterans,window replacement grants.The process of improving a real estate usually tends to be very expensive. Though this process is expensive, sometimes it is extremely essential for maintenance. First time home buying grants and home improvement grants and loans are financial aids extended to people to buy a new house for them or to renovate their personal real estate, like their homes, farms,and beach houses.....

Government Grants for First-time Home Buyers

A home is not just an investment but a personal joy and a stronghold that brings a sense of security to you and your family. Buying a home remains a dream for many, who fail to gather enough finances for the same. In these times of economic uncertainty, it has become even more imperative that one saves as much as possible in the purchase process.

Taking out a mortgage for the purchase of your first home can be a daunting challenge due to the high down payment involved and also the taxing interest rates. This is one problem where a government grant can help you out. There are various types of government grants for home buyers. This includes the American Dream Down payment Initiative, which was introduced in 2003. Apart from the grant programs of the U.S. Department of Housing and Urban Development (HUD), you may also apply for programs initiated by the states, local authorities and organizations to help home buyers in their territory.

Quick Facts About Government Grants

There are various types of grants which can help people looking to purchase their new home. Though most programs have been developed by HUD, the department does not allot these grants directly.The following are some basic facts about government grants for first time home buyers.

1. To begin with, one has to know that these grants are not loans, but government assistance for the development of the community in general.

2. No such grant program will provide you with 100% finance assistance for buying a house. In other words, none of these programs will offer you 100% cost of the house. In fact, most of these first time home buyer grants cover only less than 10% of the cost of the house.

3. Another important point to note is that these grants will only be available to those buyers who are eligible for a mortgage.

4. It is mandatory to attend the HUD-approved housing counseling class, so as to qualify for grants offered by these programs.

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Tuesday, 7 August 2012

HUD Grants For Home Repair-Apply Free Home Renovation Grants

HUD Grants For Home Repair-Apply Free Home Renovation Grants

The Department of Housing and Urban Development (HUD) sponsors grants to finance home renovations and repairs projects. These grants can cover land and infrastructure acquisitions and equipment and supply purchases. Grants funds can also pay for administrative and labor costs. HUD grants are not required to be repaid by recipients.
Main Street Grants
The Main Street program sponsors grants to renovate and repair homes and buildings in eligible community’s "historical districts." These grants can also be used to convert unused office buildings into affordable housing units for rent. Grants cannot be used for renovated habitable homes. Communities with less than 50,000 residents and 100 public housing units are qualified to apply for these grants.
Neighborhood Stabilization Program
The Neighborhood Stabilization Program (NSP) provides grants to construct, renovate and improve residential homes and housing units in eligible communities. NSP funds can also go to demolishing blighted structures, redeveloping vacant areas and establishing land banks to prevent foreclosures. Nonprofit organizations and state and local government agencies are eligible to apply. Twenty-five percent of NSP grants must be used to purchase and rehabilitate foreclosed and abandoned homes to be occupied by low-income persons or families.
U.S. Department of Housing and Urban Development
451 7th Street SW
Washington, DC 20410
Self-Help Homeownership Program
The Self-Help Homeownership Program (SHOP) provides grants for land acquisitions, construction and/or renovation of homes. As part of the grant agreement, SHOP requires homebuyers to help during the construction phase of their homes by volunteering physical labor, or sweat equity. Eligible applicants include regional and national nonprofit organizations that have experience working with SHOP. Twenty percent of the SHOP grants can be allocated to paying for administrative costs. The total project costs cannot exceed $15,000.
U.S. Department of Housing and Urban Development
451 7th Street SW
Washington, DC 20410

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